RothOut1.gif (8643 bytes)


Cost Benefit Analysis
Where do the Numbers Come From?

Annual after-tax retirement income from your Roth IRA          71,330
This number comes from the Roth IRA Ledger and is calculated from the columns Income From IRA, minus Income Taxes, less Side Fund Reduction. Thus 79,160 - 0 - 7,829 = 71,330. 

Income is actually calculated monthly even though annual amounts are shown.  79,160 comes from 6,646.67 per month, starting January 1, 2017 (the Roth IRA Retirement Income Date).  The software calculates the monthly amount that will deplete the account in its entirety in the year the customer turns age 90.

Annual after-tax retirement income from your Ordinary IRA  59,023
This number comes from the Ordinary IRA Ledger and is calculated from the columns Income From IRA, minus Income Taxes, plus Side Fund Income. Thus 79,160 - 22,164 + 2,207 =59,023. 

Back Next