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This calculator provides a hypothetical view on possible yields when allocating all, or a portion of,
money in the Fixed Account (“Fixed Rate”) and the Term Performance Trigger Index Strategy (“Performance
Trigger”). The Performance Trigger bases interest credits on a predetermined rate (called the “trigger
rate”) set at the beginning of the term. If the S&P 500® Index at the end of the term is greater
than the S&P 500® Index at the beginning of the term (i.e. when there is a positive Index return),
the strategy credits that trigger rate at the end of the term. The guaranteed rates illustrated are for
the initial term and based on the current rates, which are subject to change.
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Solve for Allocation Strategy
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Enter the minimum yield desired below. The calculation will demonstrate the Fixed Rate
allocation necessary to achieve that guaranteed yield. The Potential Yield, assumes
positive Index return, resulting in a credit of the trigger rate.
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There is no additional fee to elect the performance trigger strategy in the FIA.
After the initial term, renewal rates could be lower than the rates credited for the initial term.
However, any renewals rates are required to be equal to or greater than the minimum guaranteed rates
set for in the contract.
All examples are hypothetical, and for illustrative purposes only. The calculator assumes no withdrawals
have been taken. They do not represent the past performance nor should they be viewed as a promise of
future results of any product offered by Delaware Life Insurance Company.
The use of this calculator and its output is for informational purposes only. It is not intended to
provide, and should not be interpreted as individualized investment, legal, or tax advice. To obtain
such advice, please consult with your investment, legal, or tax professional.
This calculator only demonstrates only two of the available Index Accounts on the product. It is not
intended to be a complete depiction of all aspects. This calculator uses the current rates which may
be different when your contract is issued. After the initial Term ends, crediting rates for subsequent
will not be less than the guaranteed minimum rates. This is not an illustration.
Annuities are long-term investment vehicles designed for retirement purposes. Annuity contracts contain
exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your financial
professional can provide you with complete details.
A fixed index annuity (FIA) does not invest directly in the stock market or any securities. Instead
your account receives interest credits based on the performance of the interest option you choose.
The Standard & Poor’s 500® (“S&P 500®”) is a product of S&P Dow Jones Indexes LLC or its
affiliates (“SPDJI”) and has been licensed for use by Delaware Life Insurance Company (“Delaware Life”).
Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial
Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC
(“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain
purposes by Delaware Life. Retirement Stages 7® is not sponsored, endorsed, sold or promoted by SPDJI,
Dow Jones, S&P®, their respective affiliates and none of such parties make any representation
regarding the advisability of investing in such product(s) nor do they have any liability for any
errors, omissions, or interruptions of the S&P 500®
Guarantees are backed by the financial strength and claims-paying ability of Delaware Life Insurance
Company (Waltham, MA). Policies and contracts are issued by Delaware Life Insurance Company. For use
with base policy forms DLIC-FIA-17 or ICC17-DLIC-FIA-17. Policy and rider form numbers may vary by
state. Products, riders, and features may vary by state, and may not be available in all states. This
material may not be approved in all states. Ask your financial professional for more information.
Please read your contract and disclosure statement for definitions and complete terms and conditions,
as this is not a complete depiction of all annuity’s features.
Delaware Life Insurance Company (Waltham, MA) is authorized to transact business in all states (except
New York), the District of Columbia, Puerto Rico, and the U.S. Virgin Islands and is a member of Group
One Thousand One.
NOT FDIC/NCUA INSURED | MAY LOSE VALUE | NO BANK/CREDIT UNION GUARANTEE | NOT A DEPOSIT | NOT INSURED
BY ANY FEDERAL GOVERNMENT AGENCY
2023080070 EXP 8/31/2025
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