Millions of Americans participate in qualified retirement plans such as IRA, 403(b), and 401(k). Participants who have reached age 72 may be are unaware that they are required to withdraw a minimum amount from their retirement plan each year or face severe IRS penalties. Retirement plan specialists use RMD Software to provide authoritative calculations to ensure their clients do not fall victim to these complex regulations. Regulations are even more complicated with passage of the 2020 SECURE Act. See our RMD Calculation Guide for examples.